Air conditioners do use a lot of electricity in the summer, which uses up a lot of your money. Using fans whenever possible to bring cool air in from outside (such as in the cooler evening or after a rain shower) can keep your house comfortable. When using the air conditioner, setting the thermostat higher will keep your house cooler by taking the humidity out but save money as it won't be running as much. A house does not have to be cold to be comfortable.
So what happens when a household has a thrifty partner and a not-so-thrifty partner? Our electric bill would be a lot lower if I was in charge of our electricity usage. We wouldn't make so many last minute runs to the store. We wouldn't throw snack cakes and chips into the cart at the grocery store.
Don't get me wrong, my husband is not a huge money waster. He doesn't go out and buy a fancy sports car or all the new electronic gadgets. His money wasters are just in the way of small luxuries in life. Which is why I don't complain or nag, even when he is doing something that I wouldn't do. We can afford these small things in life. It would be another matter if he was using the air conditioner every night and we couldn't afford the electric bill or was buying snacks at the store when we couldn't afford basic food.
I think we balance each other out nicely. I save in a lot of areas in our life but he makes me see that it is okay to spend money on things that we don't need, but rather want. Spending money on unnecessary but "fun" things is not wrong, unless one is putting themselves into debt for those things. So in our family our money personalities compliment each other. Other couples could have problems with their spouse's spending habits. What if both partners like to spend and never save any money for a rainy day or emergency account? What if one partner is thrifty but the other spends and hides their purchases from their spouse? What if both are so thrifty that they don't enjoy the little things in life because it may cost money? These extremes exist and in those cases a financial advisor may come in handy, or following a plan such as Dave Ramsey. It is important to thrive on your paycheck but also be responsible with your earnings.
With the $83.30 electric bill being paid we now have $300.54 left for the month.How do your spouse and your money personalities compliment or affect your money matters?